Estimates based on prior results; individual results will vary based on circumstances, We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating. By providing your contact information, you agree to receive return telephone calls, emails or other communications from Fresh Start Advocates and expressly waive any “No Call” preference or registration.